Student Loan Policy Changes Log (Dated, Official Sources)
A dated log of federal student loan policy changes, each tied to an official source and explained in our guides. Rebuilt daily; we add an entry only when an official source confirms a change.
Updated
Scheduled
- · 70 days away
All SAVE borrowers to be notified by the end of 2026. FSA says every SAVE borrower will be notified before the end of 2026. Source: Federal Student Aid, SAVE Plan Borrowers FAQs ↗ - · 618 days away
PAYE and ICR plans end (no later than this date). PAYE and ICR end no later than July 1, 2028. Source: Federal Student Aid, Top FAQs About Income-Driven Repayment Plans ↗
Changes so far
Employer attestation being removed from the PSLF form. The Department says it is removing the related employer attestation from the PSLF form to comply with the court order. Source: FSA Knowledge Center, July 13, 2026 ↗
RAP and Tiered Standard plans opened; IBR closed to new loans. Borrowers can enroll in the new Repayment Assistance Plan (RAP) or Tiered Standard plan. IBR is open only to loans disbursed before July 1, 2026. Source: Federal Student Aid, Top FAQs About Income-Driven Repayment Plans ↗
Servicers began sending 90-day SAVE notices. Notices go out in groups. You have 90 days from your servicer's notice to choose a new plan, then a final 30-day notice. Source: Federal Student Aid, SAVE Plan Borrowers FAQs ↗
Court vacated the PSLF employer rule. A federal judge in the District of Massachusetts vacated the rule the day before it was due to take effect. Source: FSA Knowledge Center, July 13, 2026 ↗
SAVE plan ended by court-approved settlement. A federal court in Missouri approved a settlement that vacated the SAVE Plan rule. The Department will not enroll new SAVE borrowers and will move SAVE borrowers to other plans. Source: U.S. Department of Education, March 27, 2026 ↗
Temporary tax exclusion for income-driven repayment forgiveness ended. The temporary federal exclusion covered IDR forgiveness through Dec 31, 2025. Forgiveness after that can count as taxable income. Source: IRS Topic 431, Canceled debt ↗
PSLF 'substantial illegal purpose' employer rule published. The final rule was published in the Federal Register (90 FR 48966) with an effective date of July 1, 2026. Source: Federal Register, Oct. 31, 2025 ↗
Dates come from the cited official sources. Your servicer's notices control your own deadlines. See also program deadlines and all guides.