Loan Repayment Finder
Information only. Loan Repayment Finder is not a loan servicer or a government agency. Never pay anyone to apply for loan forgiveness; official programs are free to apply for.

Student Loan Forgiveness for Teachers

Federal and state student loan repayment and forgiveness programs open to teachers, summarized from official sources with the date we last checked each one.

Check which programs fit you

Federal programs for teachers

Teacher Loan Forgiveness

U.S. Department of Education, Federal Student Aid

Teachers

Award
Up to $17,500
Who it's for
Full-time teachers in low-income schools or educational service agencies.
Service required
Five complete and consecutive academic years of qualifying teaching.

Last checked Oct 21, 2026 · Official source ↗

Perkins Loan Cancellation

U.S. Department of Education, Federal Student Aid

Teachers Public service Any field Nurses

Award
Up to 100% of a Perkins Loan
Who it's for
Perkins borrowers in qualifying jobs such as teachers, nurses, law enforcement, firefighters and others.
Service required
Qualifying full-time service; cancellation builds year by year.

Last checked Oct 21, 2026 · Official source ↗

Public Service Loan Forgiveness

Public Service Loan Forgiveness (PSLF)

U.S. Department of Education, Federal Student Aid

Any field Public service

Award
Remaining Direct Loan balance forgiven
Who it's for
Borrowers working full time for a government or qualifying nonprofit employer.
Service required
120 qualifying monthly payments under a qualifying repayment plan.

Last checked Oct 21, 2026 · Official source ↗

State programs for teachers

Is there student loan forgiveness for teachers?

Yes. We found 2 federal and 3 state programs that can help teachers, each linked to its official source. Most loan repayment programs require a service commitment, often in a shortage area.

Do teachers qualify for Public Service Loan Forgiveness?

If you work full time for a government agency or a qualifying 501(c)(3) nonprofit and have Direct Loans on a qualifying repayment plan, you can qualify for PSLF after 120 qualifying payments, whatever your job title.

Do I have to pay to apply?

No. Official loan repayment and forgiveness programs are free to apply for.