North Carolina Student Loan Repayment for Dentists & Dental Hygienists

North Carolina Loan Repayment Program

NC Department of Health and Human Services, Office of Rural Health

Health care Nurses Physicians & PAs Dental Mental & behavioral health Rural service

Who it's for

Physicians, dentists, NPs, PAs, nurse midwives, dental hygienists and behavioral health providers.

Service required

Service in rural and underserved communities.

Last checked Oct 21, 2026 · Official source ↗

NHSC Loan Repayment Program

Health Resources and Services Administration (HRSA)

Health care Physicians & PAs Dental Mental & behavioral health

Award

Up to $75,000

Who it's for

Licensed primary care, dental and behavioral health clinicians.

Service required

Two years at an approved site in a Health Professional Shortage Area.

Last checked Oct 21, 2026 · Official source ↗

NIH Loan Repayment Programs

National Institutes of Health

Health care Researchers Nurses Physicians & PAs Dental Mental & behavioral health Pharmacists Veterinarians

Award

Up to $50,000 a year

Who it's for

Researchers with a doctoral-level degree doing qualifying biomedical or behavioral research, including physicians, nurses, pharmacists, dentists and veterinarians in research.

Service required

Two-year (or longer) contract to do qualifying research.

Last checked Oct 21, 2026 · Official source ↗

Indian Health Service Loan Repayment Program

Indian Health Service (HHS)

Health care Rural service Nurses Physicians & PAs Dental Mental & behavioral health Pharmacists

Award

Up to $50,000

Who it's for

Physicians, nurses, pharmacists, dentists, behavioral health and other health clinicians serving American Indian and Alaska Native communities.

Service required

Initial two-year service commitment at an eligible Indian health program site.

Last checked Oct 21, 2026 · Official source ↗

Faculty Loan Repayment Program

Health Resources and Services Administration (HRSA)

Health care Nurses Dental Mental & behavioral health Pharmacists

Who it's for

Health professions faculty from disadvantaged backgrounds, including medicine, nursing, dentistry, pharmacy and behavioral health faculty.

Service required

Two years as faculty at an eligible health professions school.

Last checked Oct 21, 2026 · Official source ↗

John R. Justice Student Loan Repayment Program

U.S. Department of Justice, Bureau of Justice Assistance

Lawyers Public service Dental

Who it's for

Full-time state and local prosecutors and state, local and federal public defenders.

Service required

At least three years of continued service; administered by a governor-designated agency in each state.

Up to $10,000 a year and $60,000 lifetime per the FY 2026 federal funding notice. Apply through your state's designated agency.

Last checked Oct 21, 2026 · Official source ↗

Borrower Defense to Loan Repayment

U.S. Department of Education, Federal Student Aid

Any field Dental

Award

Eligible federal loans discharged

Who it's for

Borrowers whose school misled them or broke certain laws.

Service required

No service required; apply to Federal Student Aid.

Last checked Oct 21, 2026 · Official source ↗

Public Service Loan Forgiveness (PSLF)

U.S. Department of Education, Federal Student Aid

Any field Public service

Award

Remaining Direct Loan balance forgiven

Who it's for

Borrowers working full time for a government or qualifying nonprofit employer.

Service required

120 qualifying monthly payments under a qualifying repayment plan.

Last checked Oct 21, 2026 · Official source ↗