Loan Repayment Finder
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New Jersey Student Loan Repayment for Dentists & Dental Hygienists

Student loan repayment programs in New Jersey that are open to dentists & dental hygienists, plus federal programs you can use in New Jersey. Each links to the official source.

New Jersey programs

Health Care Professional Loan Redemption Program

New Jersey Higher Education Student Assistance Authority

Health care Physicians & PAs Dental

Who it's for
Physicians, dentists and other eligible primary care providers in underserved areas.
Service required
Two to four years of service.

Last checked Oct 21, 2026 · Official source ↗

Federal programs for dentists & dental hygienists in New Jersey

NHSC Loan Repayment Program

Health Resources and Services Administration (HRSA)

Health care Physicians & PAs Dental Mental & behavioral health

Award
Up to $75,000
Who it's for
Licensed primary care, dental and behavioral health clinicians.
Service required
Two years at an approved site in a Health Professional Shortage Area.

Last checked Oct 21, 2026 · Official source ↗

NIH Loan Repayment Programs

National Institutes of Health

Health care Researchers Nurses Physicians & PAs Dental Mental & behavioral health Pharmacists Veterinarians

Award
Up to $50,000 a year
Who it's for
Researchers with a doctoral-level degree doing qualifying biomedical or behavioral research, including physicians, nurses, pharmacists, dentists and veterinarians in research.
Service required
Two-year (or longer) contract to do qualifying research.

Last checked Oct 21, 2026 · Official source ↗

Indian Health Service Loan Repayment Program

Indian Health Service (HHS)

Health care Rural service Nurses Physicians & PAs Dental Mental & behavioral health Pharmacists

Award
Up to $50,000
Who it's for
Physicians, nurses, pharmacists, dentists, behavioral health and other health clinicians serving American Indian and Alaska Native communities.
Service required
Initial two-year service commitment at an eligible Indian health program site.

Last checked Oct 21, 2026 · Official source ↗

Faculty Loan Repayment Program

Health Resources and Services Administration (HRSA)

Health care Nurses Dental Mental & behavioral health Pharmacists

Who it's for
Health professions faculty from disadvantaged backgrounds, including medicine, nursing, dentistry, pharmacy and behavioral health faculty.
Service required
Two years as faculty at an eligible health professions school.

Last checked Oct 21, 2026 · Official source ↗

John R. Justice Student Loan Repayment Program

U.S. Department of Justice, Bureau of Justice Assistance

Lawyers Public service Dental

Who it's for
Full-time state and local prosecutors and state, local and federal public defenders.
Service required
At least three years of continued service; administered by a governor-designated agency in each state.

Up to $10,000 a year and $60,000 lifetime per the FY 2026 federal funding notice. Apply through your state's designated agency.

Last checked Oct 21, 2026 · Official source ↗

Borrower Defense to Loan Repayment

U.S. Department of Education, Federal Student Aid

Any field Dental

Award
Eligible federal loans discharged
Who it's for
Borrowers whose school misled them or broke certain laws.
Service required
No service required; apply to Federal Student Aid.

Last checked Oct 21, 2026 · Official source ↗

Public Service Loan Forgiveness (PSLF)

U.S. Department of Education, Federal Student Aid

Any field Public service

Award
Remaining Direct Loan balance forgiven
Who it's for
Borrowers working full time for a government or qualifying nonprofit employer.
Service required
120 qualifying monthly payments under a qualifying repayment plan.

Last checked Oct 21, 2026 · Official source ↗

All New Jersey programs · Dentists & Dental Hygienists in other states · Eligibility quiz